When you think of Louisiana, you probably picture long stretches of alligator-filled waters. After all, Louisiana doesn’t get its nickname, the “Bayou State” for nothing! While there are a lot of areas in Louisiana to take boat rides and go fishing, most Bayou State residents would still like a car to get around in.
If you want to be a legal driver, then you will need car insurance to cover you. In accordance with Louisiana’s Department of Transportation and Development, you could get a citation for driving without proof of insurance.
Car Insurance Requirements In Louisiana
Every state has minimum requirements for car insurance coverage to be a legal driver on the road. In the state of Louisiana, you will need to have at least:
- $15,000 per person and $30,000 per car accident in bodily injury liability coverage.
- $25,000 in property damage liability coverage.
- $1,000 for medical payments.
- $15,000 per person and $30,000 per accident in uninsured motorist bodily injury coverage.
How To Register Your Car In Louisiana
In Louisiana, you can register your car by mail as long as you submit all of the required documents together. Here are the documents that are required to send:
- Application for title (DPSMV 1799): This application must be filled out completely and signed by the owner of the car. If you are mailing from a post office or an address from a state other than Louisiana, you must list it as a mail-to address. You will need to also list the driver’s license number of the Federal EIN number on the application.
- Payment for the registration fees, either by check or money order, made out to the Department of Public Safety.
- Military identification, if you are a member of the U.S. military.
Teen Drivers In Louisiana
Being a teenager and getting your first driver’s license is an exhilarating experience. It’s a milestone for a newfound sense of freedom, but it still comes with a lot of responsibility. The state of Louisiana uses a graduated licensing system for new drivers. Here is the run down on how it works:
- Teenagers are eligible to apply for a learner’s permit at 15 years old.
- Before you are able to apply for a permit as a teen driver, you must complete a state-approved driving course which should consist of:
- 30 hours of in-class training.
- 8 hours of behind-the-wheel practice.
- Once a teen driver in Louisiana turns 17 years old and passes a driving test, they are able to apply for an unrestricted driver’s license.
Whether you are looking for car insurance for yourself or your new teen driver, make sure to shop around and get quotes from different car insurance companies. New teen drivers can be expensive to insure, so take your time and find a policy that accommodates the whole household.