There are many beautiful sights to see in the state of Kansas, from the Flint Hills near Alma to the mystical Wichita. The Sunflower State has a lot to offer residents and visitors alike.
A recent study found that Kansas drivers are among the safest in the country! With statistics like this, the roadways are scenic and secure.
Car insurance is required in the state of Kansas, just as it is in most other states. Every state has their own rules around car insurance, and Kansas is no different. If you are new to the state of Kansas or just looking to swap insurance companies, here is what you should know about car insurance in the state of Kansas.
Car Insurance Requirements In Kansas
Although some type of car insurance is required in most states, Kansas has specific minimum coverage requirements to keep their drivers protected on the roads. These minimum coverage amounts include:
- $25,000 per person and $50,000 per car accident in bodily injury liability coverage.
- $25,000 in property damage liability coverage.
- $25,000 per person and $50,000 per car accident in uninsured motorist bodily injury coverage.
- $4,500 per person in basic personal injury protection coverage.
Teen Drivers In Kansas
There is nothing like getting behind the wheel of car for your first time as a teen driver. This experience is an exciting accomplishment and milestone of independence, but there are steps to take before you can get a full license.
Here are the different tiers of teenage driver’s licenses in Kansas:
- Learner’s permit: Once a teen turns 14 years old in Kansas, they are eligible to apply for an Instruction Permit. Drivers with an instruction permit must have it for at least one year before being able to move on to the next step. They must have a minimum of 25 hours of accompanied driving practice with a licensed driver who is 21 years old or older. To get a learner’s permit, teens must:
- Have permission from their parents.
- Pass a written test.
- Pass a vision test.
- Restricted license: Teenage drivers are eligible to apply for their restricted license once they turn 15 and have successfully completed a driver’s education course. If they are 16, they do not need to complete the driver’s education course. Drivers with a restricted license must:
- Drive for at least another 25 hours, with at least 10 of those hours taking place at night while being supervised by a licensed driver who is at least 21 years old.
- Only drive between the hours of 5:00 AM and 9:00 PM.
- Not drive with non-familial minors in the car if the driver is under 16. If the driver is 16 years old or older, they may only have one non-familial passenger in the car.
- Full License: Once a teen driver turns 16 ½ years old, they are eligible for an unrestricted Full License.
Kansas Registration Information
Before you can be legal to drive in Kansas, you will need to have it registered. Here is how you can register your car in Kansas:
- Take your car to a motor vehicle inspection station and pick up a Motor Vehicle Examination Form (form MVE-1).
- Make sure that you take the car’s title, a copy of the MVE01, and proof of insurance with you to the county treasurer’s motor vehicle office. Here, you will fill out an application for a Kansas title and have your car registered.
Becoming a driver comes with a lot of responsibilities, but it’s worth the effort. Make sure that you shop around and get multiple quotes before settling on a car insurance policy.